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        <td height="30" align="left" valign="middle" background="/images/menu_lina.gif" bgcolor="#0c3b69" class="baise">&nbsp;&nbsp;&nbsp;&nbsp;<img src="/images/menu_jt02.gif" width="33" height="30" align="absmiddle"/><a href="/news-44-29.html" src="/images/menu_jt02.gif" width="33" height="30" align="absmiddle"/><a href="/product-13-3076.html"####---">贷款条件</a></td>
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    <td width="532" bgcolor="#f2f2f2"><p align="left" class="index1"><strong>企业贷款条件</strong> </p>
      <p align="left" class="index1">        1、借款人需在本地区有固定经营场所，有稳定的产业基础，有较稳定的现金流量，经营项目符合国家产业政策和环保政策，经营一年以上，效益好、信用好（指无不良信用记录，或虽然有过不良记录，但不良信用记录的产生并非由于主观恶意且申请本次贷款之前已全部偿还了不良信用）。同时，借款人必须在我公司开户行开立账户。有足够的偿还能力，有足够的抵（质）押物或足额的担保。 <br/>
        2、严禁对下列企（事）业法人和其他组织客户提供信用： <br/>
        （1）从事国家明令禁止的产品或项目经营的。 <br/>
        （2）其主要产能已纳入国家淘汰类产业目录的。 <br/>
        （3）未按国家规定取得项目批准文件、环保批准文件、土地批准文件或其他按国家规定需具备的批准文件的。 <br/>
        （4）有逃废银行债务行为或客户主要股东、法定代表人有逃废银行债务行为的。 </p>
      <p align="left" class="index1">........................................................................................</p>
      <p align="left" class="index1"><strong>个人贷款条件</strong> </p>
      <p align="left" class="index1">        1、公司本着控制风险，确保贷款回收的原则，按小额分散，面向三农，面向本地区经营者发放贷款，经营项目符合国家产业政策和环保政策，经营一年以上，适销对路，效益好，信用好（指无不良信用记录，或虽然有过不良记录，但不良信用记录的产生并非由于主观恶意且申请本次贷款之前已全部偿还了不良信用）。同时，借款人必须在我公司开户行开立账户。 <br/>
        2、严禁对下列自然人提供信用： <br/>
        （1）有逃废银行债务行为的 <br/>
        （2）担任或曾经担任有逃废债务行为的公司的法定代表人、董事或高级管理人员，且对公司逃废债务行为负有直接责任的 <br/>
        （3）有刑事犯罪记录的，但过失犯罪除外 <br/>
    （4）有嗜赌、吸毒等不良行为的</p></td>
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